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Condo Insurance That Fits Your HOA Master Policy

Your HOA insures the building. You insure everything that makes the unit yours. We read your association's master policy and build your coverage to fit it exactly.

What a condo policy covers

  • Interior walls, floors, cabinets, and fixtures — including upgrades you've made.
  • Personal property inside your unit and in storage.
  • Loss assessment — your share when the HOA bills owners after a large claim.
  • Water damage from sudden leaks and appliance failures.
  • Liability and loss of use while repairs are made.

Common questions

How do I know what my HOA covers?

Send us your association's master policy or bylaws. We'll show you where its coverage ends and yours begins.

Do I need condo insurance if I rent my unit out?

Yes, and you'll want a policy written for rental use. We'll match you with the right form.

Let us do the shopping.

One conversation. Quotes from 20+ carriers. Coverage you understand.