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Classic & Collector Car Insurance with Agreed Value

Your classic deserves coverage that reflects what it's truly worth. Agreed value policies lock in your car's value up front — so a total loss pays the full agreed amount.

Why agreed value matters

Standard auto policies pay depreciated market value. Collector policies pay the amount you and the carrier agree on, reflecting rarity, restoration work, and collectible value.

Coverage collectors love

  • Agreed value for restored, original, and modified vehicles.
  • Spare parts and tools coverage.
  • Car show and club event protection.
  • Flatbed towing and specialty roadside service.
  • Flexible mileage plans for pleasure driving.

Common questions

What counts as a classic car?

Generally a vehicle 20–25 years or older that's well maintained and driven for pleasure, but carriers vary. Modern exotics and custom builds often qualify too.

Can I drive my classic every day?

Collector policies are built for limited use. Tell us how you drive and we'll match the right plan.

Let us do the shopping.

One conversation. Quotes from 20+ carriers. Coverage you understand.